Financial Planning

​Financial Planning

A financial plan is a step-by-step approach to meeting your life goals. Financial planning helps you stay in control of your income, expenses, investments and pension pot. Having a clear financial strategy means peace of mind for your future plans.

Wealth Management

Wealth management is about protecting, preserving, and increasing your financial assets – and we can help. Our specialist team will tailor an investment strategy to your individual needs to help protect your wealth.

What we do:

• Review your current policies to make sure they remain suitable for you
• Work with you to help you achieve your goals and objectives, by reviewing your investment strategy.
• Ensure you use your tax allowances each year
• Ensure that your wealth can be passed on to loved ones by minimising or mitigating any Inheritance Tax liability
• The FCA does not regulate taxation advice.

Please note, we advise you using information based on our current understanding of tax legislation and regulations, which can be subject to change

Retirement and pension planning

Planning your finances for retirement is vital, and our specialist team at Peritus Wealth can help.

We can prepare a bespoke financial plan to incorporate and streamline existing pensions or advise on setting up a new pension scheme so that you have the confidence of knowing you can retire at your chosen age and with the amount of income you require.

What we do:

• Provide a complete pension planning service
• Develop a bespoke investment strategy to yield the best return based on your circumstances
• Offer clear, sound and sensible advice to help take the financial stress out of retirement

Please remember the value of your investment can go down as well as up and you may not get back the full amount invested

Protection

At Peritus Private Finance we can’t prevent the unforeseen from happening, but we can help protect your family and your finances if it does.

Our specialist insurance advisers offer a wide range of life insurance and critical illness cover. Peritus Private Finance can provide you with the most suitable solutions to your personal circumstances and budget.

What we do:

• Ensure you and your family are protected should your circumstances suddenly change.
• Take the stress out of finding the right cover
• Work with leading specialist insurance providers to find the most suitable cover for your circumstances.
• We can also provide specialist advice to protect the continuity of your business by incorporating Keyperson Cover and Shareholder Protection.

Download our free Wealth Guide

The value of investments (including property) and the income derived from them may go down as well as up.